Rigfi Capital connects small and mid-size businesses to competitive equipment financing — semi trucks, excavators, industrial robots, warehouse systems, and more. Fast approvals, honest terms, no runaround.
We handle the lender shopping so you don't have to. Our brokers submit your file to the right lenders the first time.
We work with businesses across the full spectrum of heavy and industrial equipment — new, used, and private party purchases.
Not every business looks the same on paper. We match you to a program that fits your credit profile and cash flow goals.
As a financing broker, we're not tied to one lender. Our only job is to find you the best deal possible.
Here's what to expect. Every situation is different — if you're not sure where you stand, just call us.
| Time in Business | 2+ years preferred. Startups (0–24 mo) accepted with larger down payment. |
| Credit Score | 650+ for best rates. 500–649 considered with additional requirements. |
| Down Payment | 0–10% for strong profiles. 10–25% for challenged credit or startups. |
| Annual Revenue | Varies by lender and loan size. Some programs are cash-flow based. |
| Equipment Age | New and used accepted. Some lenders cap equipment age at 10–15 years. |
| Collateral | The financed equipment typically serves as collateral. No additional collateral required in most cases. |
These are general guidelines. Approvals depend on the full picture of your business — we present your file in the best light possible to the right lenders.
Takes 5 minutes. No obligation. Soft credit pull to start — won't affect your score.
By submitting, you consent to being contacted by a Rigfi Capital advisor. We do not sell your information.
No automated chat bots. No call centers. When you call Rigfi Capital, you reach an actual equipment finance specialist who will review your situation on the spot.